Is it ethical to try and remove legitimate bad credit?

Yes! One of the best explanations of that is the following article written by Jayson Orvis, Attorney [...]

Payday Loans = Costly Cash

“I just need enough cash to tide me over until payday.”

“GET CASH UNTIL [...]

Credit Insurance: Is It for You?

The next time you apply for a mortgage or personal loan, you may be asked if you want to buy credit insurance, or it might already be included in your loan proposal. Credit insurance protects the loan on the chance that you can’t make your payments. Credit insurance usually is optional, which means you don’t [...]