Credit Cards –Can You Do Without Them?

By Terry Rigg

As we all know credit card debt is out of control. The credit card debt is currently $8400 per household at an average annual percentage rate of 14.7 percent. In fact,about 18% of all consumer spending is on credit cards and is expected to reach 30% by 2006.

If you pay [...]

Is it ethical to try and remove legitimate bad credit?

Yes! One of the best explanations of that is the following article written by Jayson Orvis,Attorney At Law:

“Credit Repair”has not been kind to the American consumer. In fact,the phrase is synonymous with fraud. This is the stigma we face as we offer a membership wherein the client is offered an alternative [...]

Payday Loans = Costly Cash

“I just need enough cash to tide me over until payday.”

“GET CASH UNTIL PAYDAY! . . . $100 OR MORE . . . FAST.”

The ads are on the radio,television,the Internet,even in the mail. They refer to payday loans –which come at a very high price.

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