There are two efforts that must be made when you call your creditors. First, call any creditors reporting a negative and ask them to remove the negative item. Always ask in a nice calm voice and do not get upset when they say no – there is a pretty good chance they will. Simply repeat [...]
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If you’re struggling with debt problems it can seem like you’re trapped in a never-ending fight to keep your head above water, desperately juggling your finances around to keep your creditors happy. It can also seem like you’re alone in your struggle, but this is very far from the truth. Millions of people have at [...] If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a “debtor.” If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a “debt collector.” You should know that in either situation, the Fair Debt [...] |
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