YourCreditReport.ca: credit reports, credit cards, fixing your credit and personal bankruptcy in Canada

Credit repair. Credit-repair companies run advertisements in newspapers, radio, TV, and the Internet, offering consumers assistance, for a price, to clean up their credit histories. The Federal Trade Commission (FTC) warns that many of the claims these companies make—that they can remove judgments, liens, and other unfavorable information from credit records, are false. They cannot [...]

They arrive in your mail – a conspicuous looking mail piece from some “official looking” bank claiming that you have been Pre-Approved for a Mastercard or VISA credit card. It makes feel important and that you’ve magically won the lottery.

You’ve been “pre-apprvoed” and don’t even have to have any credit and can even have bad [...]