FTC Tips for Avoiding Credit Repair ScamsFTC Tips for Avoiding Credit Repair Scams

While the government doesn’t offer or promote programs to help with consumer debt,they are still closely monitoring the information from independent agents and third-party companies that do claim to offer services to repair one’s bad credit.

The Federal Trade Commission (FTC) offers tips to consumers who may be taken in by the various radio,[...]

The Top Five Consumer Credit Scams

Credit repair. Credit-repair companies run advertisements in newspapers,radio,TV,and the Internet,offering consumers assistance,for a price,to clean up their credit histories. The Federal Trade Commission (FTC) warns that many of the claims these companies make—that they can remove judgments,liens,and other unfavorable information from credit records,are false. They cannot [...]

Don’t Get Caught in The Free Credit Card Trap

They arrive in your mail –a conspicuous looking mail piece from some “official looking”bank claiming that you have been Pre-Approved for a Mastercard or VISA credit card. It makes feel important and that you’ve magically won the lottery.

You’ve been “pre-apprvoed”and don’t even have to have any credit and can even have [...]