YourCreditReport.ca: credit reports, credit cards, fixing your credit and personal bankruptcy in Canada

Credit grantors generally issue three types of accounts. The basic terms of these [...]

1. Interest Backdating

Most card issuers charge interest from the day a charge is posted to your account [...]

They arrive in your mail – a conspicuous looking mail piece from some “official looking” bank claiming that you have been Pre-Approved for a Mastercard or VISA credit card.

Of course, you don’t have to have any credit. You can even have bad credit or have just filed bankruptcy or even be rated [...]