We apply for credit for many reasons — maybe it’s to buy a new car, house, computer, or get a student loan. Did you know, however, that there is a special number that can determine whether you can do these things, or at least how much it will cost you? Your credit score is a [...]
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Many people are unaware, but one has the right to dispute inaccurate information or omissions on his credit report. It requires credit bureaus to investigate your complaint (generally within 30 days), and then send you a response and correct any errors or omissions. The law also requires the source of inaccurate information to also correct [...] Most of time, a credit score is refered to as a FICO score (Fair Isaac Corporation). It’s a number based on information in your credit file that shows how likely you are to pay a loan back on time .The higher your score, the less risky you are. You credit score is derived from three [...] |
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