YourCreditReport.ca: credit reports, credit cards, fixing your credit and personal bankruptcy in Canada

The concept behind bankruptcy in Canada is this: you assign (surrender) everything you own to a trustee in bankruptcy in exchange for the elimination of your debts. Through bankruptcy, a person hopelessly burdened with debt gets a chance to start fresh. For a first time bankruptcy, this process is fairly easy to go through. For a repeat bankruptcy, the process is much more difficult to go [...]